Personal Banking - Checking
Free Checking
If you don't need your item images and are looking for a no cost account, this one will fit you.
- Minimum deposit to open is $100.00
- No monthly maintenance or activity fees
- Unlimited check writing, check card transactions, automatic deposits and withdrawals
- Check Card monthly fee of $0.50 is waived if there are more than 10 Check Card point of sale (POS) transactions in a cycle
Century Checking
If you have a direct deposit and you would like your images this is the account for you.
- Minimum deposit to open is $100.00
- No monthly maintenance fees
- First 30 withdrawals are free after that each withdrawal is $.20 each.
Freedom Club I & II Checking
This is a great account for those of you who still enjoy writing checks and want some added benefits.
- Minimum deposit to open is $100.00
- Monthly maintenance fee is $9.50 (Freedom Club I) which includes a $20,000.00 Accidental Death Insurance Policy
- Monthly maintenance fee is $11.00 (Freedom Club II) which includes a $30,000.00 Accidental Death Insurance Policy
- Activity fee is $0.20 per withdrawal, after 30
- Free Check Card (subject to approval)
- Free bank club checks
- No fee on travelers checks
- Discount on Cashier's Checks, Money Orders and safe deposit box rentals
- Free notary service
- Free limited photocopy service
NOW Checking
This account earns interest and is available to individuals, sole-proprietorships, and not-for-profit organizations.
- Interest is paid monthly on a daily balance of $1,000.00 or more*
- Minimum deposit to open is $100.00
- Monthly maintenance fee is $6.00 if minimum balance is not maintained
- Minimum balance to avoid maintenance fees is $2,000.00
- Activity fee is $0.20 per withdrawal, after 30
- Check Card monthly fee of $0.50 is waived if there are more than 10 Check Card point of sale (POS) transactions in a cycle
*Rates are subject to change at management's discretion. No interest is paid prior to the statement cycle date.
Solid Gold Checking
This is our favorite account for our 55 and better customers. It comes with great value and plenty of extras.
- Interest is paid monthly on a daily balance of $1,000.00 or more*
- Minimum deposit to open is $100.00
- Monthly maintenance fee is $2.00 if minimum balance is not maintained
- Minimum balance to avoid maintenance fees is $1,000.00
- Free Check Card (subject to approval)
- Free bank club checks with an average collected balance of $3,000.00 or more
- No fee on travelers checks
- No fee on Cashier's Checks, Money Orders
- 25% discount on safe deposit box rentals
- Free notary service
- Free limited photocopy service
*Rates are subject to change at management's discretion. No interest is paid prior to the statement cycle date.